General
Can a lender change my interest rate after I've been pre-approved?
I was pre-approved at 7.125% and now 3 weeks later the lender is quoting me 7.5% saying rates went up. I thought pre-approval locked in my r...
Community Q&A Board
Ask loan questions — get answers from our community and experts.
General
What documents should I gather before talking to a mortgage lender?
I'm a first-time home buyer and have a consultation scheduled with a lender next week. I want to show up prepared and not waste their time....
Genesis
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3 months ago
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259 views
General
What actually happens if I miss a mortgage payment?
I've always paid on time but I'm going through a rough patch financially and might be short this month. I've never been late before. What ex...
gahouse
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5 months ago
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757 views
General
Is it worth paying points to buy down my mortgage rate?
My lender offered me two options: 7.25% with no points, or 6.875% by paying 1.5 points upfront. On a $420,000 loan that would be $6,300 upfr...
inetstreet
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9 months ago
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536 views