Residential

Is it true FHA loans require you to live in the home?

Asked by gahouse · Oct 26, 2025 · 241 views
I was planning to buy a duplex with an FHA loan and rent out one unit while living in the other. My lender said FHA requires owner-occupancy but I want to confirm β€” does this mean I can still rent the second unit as long as I live in one?

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