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AK

Alaska

2024 Loan Rules & Limits

📊 Loan Limits (2024)

Conforming Limit
$1,149,825
FHFA single-family baseline
FHA Floor
$1,149,825
HUD single-family baseline
High-Cost Area: Parts of Alaska may qualify for loan limits up to $1,149,825. Check with your lender for county-specific limits.

💰 Tax Climate

State Income Tax
No
No state income tax

🏛️ State Housing Agency

AHFC

Available Programs

  • AHFC First Home
  • AHFC Veterans

📋 Lending Notes

ALL counties designated high-cost. Highest conforming and FHA limits in the nation. No state income tax — favorable for buyers.

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Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.