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AZ
Arizona
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$530,150
HUD single-family baseline
High-Cost Area: Parts of Arizona may qualify for loan limits up to $1,149,825. Check with your lender for county-specific limits.
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
ADOH
Available Programs
- HOME Plus
- Pathway to Purchase
📋 Lending Notes
Maricopa and Pima counties FHA limit $530,150. Most other counties at FHA floor. Flat 2.5% state income tax (2023 reform).
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.