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CO
Colorado
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$862,500
FHFA single-family baseline
FHA Floor
$862,500
HUD single-family baseline
High-Cost Area: Parts of Colorado may qualify for loan limits up to $1,149,825. Check with your lender for county-specific limits.
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
CHFA
Available Programs
- CHFA FirstStep
- CHFA SmartStep
- CHFA DPA Grant
📋 Lending Notes
Denver-Aurora-Lakewood MSA, Boulder, and Summit counties have higher limits. Eagle and Garfield (mountain resorts) also elevated.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.