← All States
DC
Washington D.C.
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$1,149,825
FHFA single-family baseline
FHA Floor
$1,149,825
HUD single-family baseline
High-Cost Area: Parts of Washington D.C. may qualify for loan limits up to $1,149,825. Check with your lender for county-specific limits.
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
DCHFA
Available Programs
- DCHFA Home Purchase Assistance
- DHCD Employer Assisted Housing
📋 Lending Notes
Entire district at maximum limits. Very high home prices and cost of living. DC Homestead Deduction provides property tax relief for primary residents. No estate tax deduction benefit for non-DC residents.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.