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DE
Delaware
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
DSHA
Available Programs
- DSHA Delaware First
- DSHA Second Mortgage
📋 Lending Notes
No state sales tax (favorable for buyers). Standard loan limits statewide. Strong consumer protections under Delaware law.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.