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GA
Georgia
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$515,200
HUD single-family baseline
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
GAHC
Available Programs
- Georgia Dream
- Georgia Dream DPA
📋 Lending Notes
Atlanta-Sandy Springs MSA has a slightly higher FHA floor. Atlanta is one of the hottest housing markets in the Southeast.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.