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GA

Georgia

2024 Loan Rules & Limits

📊 Loan Limits (2024)

Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$515,200
HUD single-family baseline

💰 Tax Climate

State Income Tax
Yes

🏛️ State Housing Agency

GAHC

Available Programs

  • Georgia Dream
  • Georgia Dream DPA

📋 Lending Notes

Atlanta-Sandy Springs MSA has a slightly higher FHA floor. Atlanta is one of the hottest housing markets in the Southeast.

Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.