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HI
Hawaii
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$1,149,825
FHFA single-family baseline
FHA Floor
$1,149,825
HUD single-family baseline
High-Cost Area: Parts of Hawaii may qualify for loan limits up to $1,149,825. Check with your lender for county-specific limits.
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
HHFDC
Available Programs
- HHFDC First-Time Homebuyer
- HHFDC Rental Housing
📋 Lending Notes
ALL counties high-cost (tied with Alaska). Hawaii has some of the nation's highest home prices. Honolulu median prices frequently exceed $1M.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.