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IA
Iowa
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
IFA
Available Programs
- IFA FirstHome
- IFA FirstHome DPA
📋 Lending Notes
Standard limits statewide. Very affordable home prices — conforming limit provides significant headroom.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.