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Idaho

2024 Loan Rules & Limits

📊 Loan Limits (2024)

Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline

💰 Tax Climate

State Income Tax
Yes

🏛️ State Housing Agency

IHF

Available Programs

  • IHF First Loan
  • IHF DPA Loan

📋 Lending Notes

Standard limits statewide. Blaine County (Sun Valley) and Teton County may see higher limits in updated years. Boise market has risen sharply.

Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.