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KY
Kentucky
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
KHC
Available Programs
- KHC Regular DPA
- KHC Affordable DPA
📋 Lending Notes
Standard limits statewide. Kentucky has a flat 4.5% income tax rate. Louisville and Lexington have the most competitive markets.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.