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LA
Louisiana
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
LHC
Available Programs
- LHC Soft Second
- LHC MRB Home
📋 Lending Notes
Standard limits statewide. Flood zones and flood insurance are critical considerations — particularly in New Orleans metro and coastal areas.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.