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MD
Maryland
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$1,149,825
FHFA single-family baseline
FHA Floor
$1,149,825
HUD single-family baseline
High-Cost Area: Parts of Maryland may qualify for loan limits up to $1,149,825. Check with your lender for county-specific limits.
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
DHCD
Available Programs
- MMP First Time Advantage
- MMP Flex 5000
📋 Lending Notes
DC suburbs (Montgomery, Prince George's, Howard, Anne Arundel, Charles counties) are at maximum limits. State and county income taxes both apply. Transfer and recordation taxes are among the nation's highest.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.