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Maine

2024 Loan Rules & Limits

📊 Loan Limits (2024)

Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline

💰 Tax Climate

State Income Tax
Yes

🏛️ State Housing Agency

MaineHousing

Available Programs

  • First Home Loan
  • Advantage Loan

📋 Lending Notes

Standard limits statewide. Some remote rural areas qualify for USDA loans. Seasonal property considerations important.

Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.