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Missouri

2024 Loan Rules & Limits

📊 Loan Limits (2024)

Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline

💰 Tax Climate

State Income Tax
Yes

🏛️ State Housing Agency

MHDC

Available Programs

  • MHDC First Place
  • MHDC Next Step

📋 Lending Notes

Standard limits statewide. Kansas City and St. Louis are the most competitive markets. City of St. Louis has separate tax from St. Louis County.

Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.