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Montana

2024 Loan Rules & Limits

📊 Loan Limits (2024)

Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline

💰 Tax Climate

State Income Tax
Yes

🏛️ State Housing Agency

MBOH

Available Programs

  • MBOH Regular Bond Program
  • MBOH FTHB

📋 Lending Notes

Standard limits statewide (Gallatin County — Bozeman — may be updated). No sales tax. Bozeman and Missoula have seen major price appreciation.

Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.