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NC
North Carolina
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
NCHFA
Available Programs
- NC Home Advantage Mortgage
- NC DPA
📋 Lending Notes
Standard limits statewide. Charlotte and Research Triangle (Raleigh-Durham-Chapel Hill) are booming markets. Orange County (Chapel Hill) may have elevated limits.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.