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NH
New Hampshire
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$862,500
FHFA single-family baseline
FHA Floor
$862,500
HUD single-family baseline
High-Cost Area: Parts of New Hampshire may qualify for loan limits up to $1,149,825. Check with your lender for county-specific limits.
💰 Tax Climate
State Income Tax
No
No personal income tax on wages (interest/dividend tax abolished 2027)
🏛️ State Housing Agency
NHHFA
Available Programs
- Home Flex Plus
- Home Preferred
📋 Lending Notes
Rockingham and Strafford counties (Boston suburbs) have higher limits. No income tax on wages (no W-2 income tax). Strong buyer market near Boston.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.