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NM
New Mexico
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
MFA
Available Programs
- MFA First Home
- MFA NeighborhoodEdge
📋 Lending Notes
Standard limits statewide. Los Alamos and Santa Fe counties may see slight increases. Large USDA-eligible rural areas.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.