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NV

Nevada

2024 Loan Rules & Limits

📊 Loan Limits (2024)

Conforming Limit
$805,000
FHFA single-family baseline
FHA Floor
$805,000
HUD single-family baseline
High-Cost Area: Parts of Nevada may qualify for loan limits up to $1,149,825. Check with your lender for county-specific limits.

💰 Tax Climate

State Income Tax
No
No state income tax

🏛️ State Housing Agency

NHHFA

Available Programs

  • HelpToOwnNV
  • Nevada Down Payment Assistance

📋 Lending Notes

Clark County (Las Vegas) and Washoe County (Reno) have higher limits. No state income tax. Nevada is a community property state.

Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.