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Ohio
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
OHFA
Available Programs
- OHFA Your Choice!
- OHFA Grants for Grads
📋 Lending Notes
Standard limits statewide. Columbus is one of the fastest growing metros. State income tax rates vary by income bracket; many municipalities have additional local income taxes.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.