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PA
Pennsylvania
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
PHFA
Available Programs
- PHFA HFA Preferred
- PHFA KEYSTONE
📋 Lending Notes
Standard limits for most counties. Pike County (Pocono Mountains / NYC area) has a slightly higher FHA limit. PA transfer taxes: 1% state + 1% local.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.