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VA
Virginia
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$1,149,825
FHFA single-family baseline
FHA Floor
$1,149,825
HUD single-family baseline
High-Cost Area: Parts of Virginia may qualify for loan limits up to $1,149,825. Check with your lender for county-specific limits.
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
VHDA
Available Programs
- VHDA Mortgage
- VHDA Plus Second Mortgage DPA
📋 Lending Notes
DC suburbs (Arlington, Alexandria city, Fairfax, Loudoun, Prince William, Falls Church, Manassas) are at maximum limits. Northern Virginia is one of the most expensive markets in the country.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.